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Loaded Nachos Recipe

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4.9 from 74 reviews

Loaded Nachos are a delicious and easy-to-make snack featuring crispy tortilla chips topped with melted cheddar and Monterey Jack cheeses, black beans, jalapeño, tomatoes, and black olives. Baked until bubbly and finished with a drizzle of sour cream, fresh cilantro, and served with salsa, these nachos are perfect for game day or casual gatherings.

Ingredients

Base Ingredients

  • 1 bag (12 oz) tortilla chips

Cheese

  • 1 cup shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese

Toppings

  • 1 can (15 oz) black beans, rinsed and drained
  • 1 jalapeño, sliced (optional)
  • 1 cup diced tomatoes
  • 1/2 cup sliced black olives

Finishing and Serving

  • 1/2 cup sour cream
  • 1/4 cup chopped fresh cilantro
  • Salsa for serving

Instructions

  1. Preheat Oven. Preheat your oven to 350°F (175°C) to prepare for baking the loaded nachos evenly.
  2. Arrange Chips. Spread the tortilla chips in an even layer on a large baking sheet to ensure all chips get topped and baked properly.
  3. Add Cheese. Sprinkle the shredded cheddar and Monterey Jack cheeses evenly over the chips, creating a cheesy base for the toppings.
  4. Add Toppings. Evenly distribute the black beans, jalapeño slices, diced tomatoes, and black olives over the cheesy chips for flavor and texture.
  5. Bake Nachos. Place the baking sheet in the oven and bake for 10-15 minutes, until the cheese is melted and bubbly and the toppings are heated through.
  6. Add Finishing Touches. Remove the nachos from the oven, drizzle sour cream over the top, and sprinkle fresh chopped cilantro to add creaminess and a burst of fresh flavor.
  7. Serve. Serve the loaded nachos immediately with salsa on the side for dipping and extra zest.

Notes

  • For extra spice, add more jalapeño slices or sprinkle with cayenne pepper before baking.
  • Black beans can be substituted with pinto beans or refried beans for variation.
  • To make it vegetarian-friendly, ensure the sour cream and cheese are from vegetarian sources.
  • If desired, add cooked ground beef or chicken for a protein boost.
  • Serve immediately after baking to enjoy the chips crispy and cheese melty.